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Credit Repair Chicago

Don't Miss a free credit repair consultation!

If you are looking for a Credit Repair Chicago service that will improve your credit score in the next 60 days, well - you just found one!

We have been helping people of Chicago increase their credit score for over 10 years now.

Best Credit Repair Chicago is your local credit repair company that will be able to remove inaccurate items and dispute all the bad things that are currently hurting your credit score.

Don't delay repairing your credit any further, because unfortunately it won't repair by itself.

Call us today at 312-275-2341 for a FREE consultation with our well-educated credit repair experts!

How Does Credit Repair Chicago Works?

When you decide it is finally time to take care of your credit score, it is tame to take action!

Here is how the process works when you call Credit Repair Chicago - which is our service:

  • We offer a FREE credit consultation, when you call in, you will talk to one of our awesome credit repair specialists.
  • We will take a look at your credit score and see what is causing the lower score.
  • After that, when you sign up, we will start drafting disputes letter to the business credit bureaus to remove the bad items.
  • Within 20-30 days, you will receive mail responses to your home address, which you will send back to us.
  • The message in the mail letter will be either positive or negative, meaning the bad items have been removed or not.
  • If the items are removed, your credit score will go up, if not, we will mail more letters and proof that they are inaccurate
  • Our clients usually see credit repair score increase within 60 days of signing up!

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2. Your Credit Score Is the Threshold

The information in your credit report makes up your credit score which then acts as a threshold to establish the condition of your credit. A low credit score is an indication that your credit history is not the best. Credit Repair Company This information is based on 5 factors, which are:

  • Recent applications
  • Type of credit accounts
  • The age of your credit history
  • Payment history
  • Debt history

After you have received your free annual reports, purchasing your credit report every time you need to check up on the information can get costly.

This is why you can use companies such as Credit Karma or Credit Sesame to give you a free overview of your report. This can lead to monthly charges even when you are signing up for free trials.

Be aware that there are different versions of a credit score that are created by different companies. Check to see if the service offers a myFICO score, which is generally the one most used in loan decisions.

Credit Repair Chicago Company Can: Remove The Bad Stuff

Disputing or challenge your credit reports can be more of a hassle than you think.

Consumer laws allow you to challenge any inaccurate, unfair, unverified information that may be a part of your credit report and credit repair companies can help you do it.

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4. Leave It As It Is If You Can

It is not necessary that a bad credit will follow you forever.

The negative information can be a part of your credit report for up to 7 years. However, bankruptcy and tax liens that fall under Chapter 7 may remain in your report for 10 years.

A well established Chicago Credit Repair company will help you with all the credit issues.

How Do They Work?

This is Our Credit Repair Process

how credit scores work?

A credit score is essentially a financial tool used by lenders or creditors to assess the risk of crediting assets or money.

Financial institutions use it as a decision-making tool to mitigate the risk of incurring bad debts as much as possible. This method is valid for all kinds of lending procedures including loans, credit card issuance and other debts.

A good credit score is a kind of insurance that you are willing to pay your debts and have the financial standing for it.

Depending on where you are living, most credit companies will use a specific score to rate whether you are eligible for granting credit. myFICO scores range from the poorest possible of about 300 to a perfect score of 850.

The higher your credit score the easier it should be to get a loan or a credit card. Some lender rates refer to how your credit is rated, for example between the levels of Poor credit, Average credit or Good credit.

A credit score below 630 is considered poor, from 630 to 690 it is considered average and good credit lies between 690 to 720. Anything above 720 can be considered excellent or most favorable credit.

We are the number one Chicago Credit Repair Company

Your Credit Repair Companies in Illinois should have:

1. Awesome reviews from past clients.

2. Well established presence.

3. Awesome customer service

..and we have that all!

repair your credit score